Posts Tagged ‘Montana real Estate’

ImageTaunya Fagan is with PureWest Properties, Christie’s International, Bozeman Real Estate, 1612 W. Main Street, Bozeman, MT 59715, and serves Montana real estate buyers and sellers with knowledge, expertise, and extensive experience finding distinctive properties.

A top Bozeman Montana Real Estate agent with Christie’s International Real Estate, Taunya Fagan is one of Southwest Montana’s premier agents, offering residential homes, luxury homes, land, ranches, log cabins. Free TV Ads.  Strong Internet Presence. Real Estate Maps and Photos.

Call or Text 406.579.9683. 1612 W. Main St., Bozeman, Montana 59715


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 How to Get THE Home at THE Price

Whether you are buying your first home or your fifth, the process of buying a home can be an emotional, time-consuming venture.  Feeling that, in the end, you made the right decision and got a good deal can make all the difference. As with most major decisions, the amount of work and research you undertake before you start shopping can have a dramatic effect on how well you do in the end.

#1 Do you really need that backyard tennis court? Everyone can picture their ideal home.  If you haven’t thoroughly prepared yourself prior to viewing houses, chances are that you will find what you think is your ideal home, and will wind up paying too much for it.It is essential to treat the buying process in a slightly detached manner.  Those who fall in love with houses usually pay too much. That’s why it’s recommended that you develop a list of needs and one of wants.  When looking at houses, make sure that they cover all of your needs – things like adequate space, a good neighborhood, perhaps a garage – and then have fun with items on your wants list.  Treating the process in a regimented manner will help you to make a rational, informed decision.

#2 Get pre-approved. Visit your lending institution prior to shopping.  Be sure to get a mortgage commitment in writing. Being pre-approved gives you a solid price range, and lets your Realtor® and potential sellers know that you are serious and not just a browser.

#3 Get the right people behind you. Buying a home is a complicated process, with many people involved.  Having the right people on your side can make a big difference.  An experienced, dedicated, and knowledgeable Realtor® can put a team of advocates, including lenders, lawyers, home inspectors and movers, on your side immediately.

#4 Communicate. The more you share with your Realtor®, the better he or she will be able to represent you.  Letting your representative know exactly what you’re looking for, in terms of needs/wants, price range, and location, can eliminate unnecessary trips to unsuitable homes and that focus can help ensure that you wind up in the right home.  

#5 Location, location, location. It’s still true.  The desirability and resale value of your home depend on location more than any other factor. People want a desirable community that includes character, quality of schools, access to work, major transportation arteries, recreational facilities, etc. On your viewing trips, take a careful look and ask the following questions: How does this home compare to others in the neighborhood? Are yards fenced? Are there many children playing in the streets? Are the front and back yards and the exteriors of the homes properly maintained?  The less expensive houses in a better area tend to appreciate faster than the most expensive houses in a less desirable area. Additional factors that affect the property value of a home include traffic, sounds, smells, zoning bylaws, and many others. Be objective. Be sure you are completely satisfied with the neighborhood. If you choose a neighborhood with problems, you likely won’t get as much as you hoped with it comes time to sell.

#6 Use your Realtor’s® knowledge. Your Realtor® is trained in all aspects of real estate, including understanding supply and demand, economics, and the neighborhoods of the city in which they practice. A professional Realtor® can do much of the work for you, by reviewing your needs, reviewing available properties, and making an informed match. A comprehensive knowledge of the available homes in your neighborhood is one of your Realtor’s® strongest assets. With the aid of computerized systems, a Realtor® is notified within hours when a home becomes available.

#7 Pay attention to red flags. When evaluating a home, be sure you know the difference between acceptable and unacceptable problems. Cosmetic items like peeling paint, worn carpeting, or unattractive wallpaper can be easily remedied, and can be used as negotiation items, as there will be costs involved in updating the home. Major problems, however, are clearly red flags.  Look for items such as major foundation cracks, water damage, outdated electrical systems, and inadequate plumbing. These items could be too expensive to remedy to make the home a worthwhile investment.

#8 Hire a home inspector. A home inspection is an inexpensive way to gain peace of mind, and guard your pocket book. A proper inspection will cover all areas of the house including foundation, electrical, heating, plumbing, floors, walls, ceilings, attic, roof, siding and trim, porches, patios, decks, garage and drainage. A professional inspector can give you an objective view of the property, with a written report, indicating the present condition and items that will need repair.

#9 Be cautious with fixer-uppers. Sometimes, a fixer-upper can be purchased below market value, and once sufficient repairs are made, can be sold at a significant profit. However, not all fixer-uppers will bring in the profits you might expect.  Consumers often overestimate their level of dedication to doing extensive renovation work, and underestimate the costs associated with such work.  A wall that needs to be replaced can often lead to the discovery of faulty plumbing, electrical, or other major undertakings.  Your Realtor® and home inspector are your best allies when it comes to cost-benefit analyses.#10 Consider your future needs
A move can be a major undertaking.  Take a good look at your current lifestyle and consider the future. Will you need extra space for a home office, a child, or perhaps a child moving back home? Perhaps it may be easier and less expensive if you purchase a home that can meet these needs now, rather than moving up to a larger home a few years down the road.

#11 Proceed quickly. When you’re ready to buy, act.  Good properties sell.  This is especially true given the current state of most real estate markets. However, when you work with a Realtor®, you have access to the latest technology. As part of the MLS and Agent Handshake networks, a Realtor® has access to properties within hours of when they are listed. Technology works to your advantage. Many Realtors® now have personalized websites which allow you to sign on as a client, and receive notification of new listings via email. You save time and effort, and you can view only those homes that come closest to meeting your needs.

#12 Clarify relationships. In any real estate transaction, be very clear about who is working for whom, and what the relationship represents. Unless otherwise stated, an agent represents the seller in transactions for the sale of a home. This agent, as part of his or her fiduciary duty, must ensure that the seller’s (and not your) position is represented throughout the entire process.  Get a buyer’s agent on your side, or ensure that someone is acting in your best interests.

#13 Ask for a written CMA. A Comparative Market Analysis (CMA) is an analysis of comparable homes in a given neighborhood. It shows you the sale prices of comparable homes in the neighborhood, along with asking prices of other homes in the area currently on the market. A Realtor® can request this report for any home and neighborhood.  Ask for this report in writing. With this valuable document, you’ll have solid, reliable information about how fairly a home is priced compared to its real market value.

#14 Know the seller. Understanding a seller’s reasons for moving could work to your advantage during negotiations.  For instance, a seller who has been transferred to another city may be more motivated to sell than someone who is still shopping for a new home.  A vacant house, or a house that has been on the market for several months and has been reduced in price, could also provide the opportunity for lucrative negotiations.

#15 Keep it impersonal. Conversely, information could be used to your detriment. Information about your mortgage, size of down payment, move-in deadline, or circumstances for buying could be used to the seller’s benefit in negotiations. While you want your Realtor® to know these details, maintain your poker face and keep your cards hidden with the sellers and their agents.

#16 Measure twice, sign once. While you definitely want to move quickly once you’ve made the decision to purchase, you don’t want to cave in to pressure for a quick close. Someone who is trying to pressure you into buying a home is likely doing so for a reason. Make sure the reasons for you to buy a home are your reasons, not theirs.

#17 Exercise your negotiating skills. Even if you prefer not to haggle, it’s worth it, especially when it’s your home and one of your biggest investments. Most people expect to haggle over the price. There is always room for negotiation, and your Realtor® should be a professional negotiator.  

#18 Avoid bidding wars. In some cases, the seller’s Realtor® may use scare tactics to rush the sale or increase the price. Falling for this trap could cost you money. If there is another buyer, or some other reason this pressure is being applied, whoever wins also loses because they tend to overpay. Let reason be your guide, not passion.

#19 Get it in writing. Legally, sellers must disclose all known material defects of a property. Ask for this in writing. Also be sure to consider the ramifications of these defects. Will they be costly down the road? Are they “serious” defects?

#20 Be aware of hidden costs. While Realtors® often tempt first-time buyers with rent/mortgage comparisons, there is more to a home than simply the mortgage. You will be responsible for other items including mortgage insurance, appraisal fees, legal fees, inspection fees, transfer taxes, title insurance, inspections, property tax, increased bills, etc. Your Realtor® can give you a good idea of the costs associated with buying a home that are beyond its final negotiated price.

giving you the advantage…®

Taunya Fagan Bozeman Real Estate   406.579.9683   taunya.fagan@prumt.com   

Big Sky Montana Real Estate  Belgrade Montana Real Estate   Livingston Montana Real Estate

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I graduated with a BA in Liberal Arts from Chapman University in Orange, California. For the past 20 years I have enjoyed successful careers in customer service and sales. I have held various top retail sales management positions, owned a prosperous coffee and catering business, and worked for America West Airlines. I am passionate about community involvement, founding Ride For a Child, Share the Bread, and Operation Warmth, and participating in the Door of Faith Orphanage, Match 2 Prison Outreach, Pinehaven Ranch and Children’s SchoolFamily Promise of Gallatin Valley, and Habitat for Humanity of Gallatin Valley. I bring sincere enthusiasm and optimism to everything I attempt and serve my clients with honesty, integrity, and respect. Real Estate has been a natural fit because of my passion to serve. Whether clients buy or sell, they can count on my hard work ethic, knowledge of the Montana market, and professionalism. 

My clients helped me receive Prudential’s Chairman’s Circle Gold Award for 2006 – top 3% of Prudential agents worldwide.

406-579-9683    taunya.fagan@prumt.com

NAR Centennial

Bozeman Montana Real Estate     Big Sky Montana Real Estate

Belgrade Montana Real Estate    Livingston Montana Real Estate

Taunya is one of a select group of Prudential agents classified as a Fine Homes Specialist

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Taunya Fagan Bozeman Montana Real Estate

Superior Bozeman Montana Real Estate, Big Sky Montana Real Estate, Belgrade Montana Real Estate, Livingston Montana Real Estate, and beyond,

giving you the advantage…®

I represent real estate clients throughout southwest Montana and the United States and have extensive experience finding distinctive properties. Whether it’s a home, luxury estate (including The Yellowstone Club – Big Sky MT Real Estate – or Ameya Preserve – Livingston MT Real Estate), ranch, open land, commercial property, or income property, I will help you choose the right piece of property for your needs and will guide you towards making an informed decision in the Bozeman Montana Real Estate market. I find my clients what they want by listening, researching, and performing. I have many contacts and often learn of properties before they even hit the market, giving you the advantage…®

Because you never get a second chance to make a first impression, I offer the highest caliber marketing for your real estate through television, internet, and print. I will do the necessary research to price your Bozeman MT Real Estate appropriately, list it on MLS for top dollar, and aggressively market it…working for a speedy sale. You will benefit from my extensive network of industry contacts and my affiliation with Prudential Montana Real Estate, the largest real estate firm in Montana, with more than 150 agents. We have real estate offices throughout western Montana and a tremendous network of buyers and sellers, all of which makes Prudential Montana the number one real estate company in Montana

You can expect the utmost level of professionalism and integrity in every Bozeman MT Real Estate, Big Sky MT Real Estate, Belgrade MT Real Estate, and Livingston MT Real Estate transaction. I have a passion for going above & beyond for every client, 

giving you the advantage…®

Big Sky MT Real Estate   Belgrade MT Real Estate  Livingston MT Real Estate

Bozeman Montana Real Estate    Big Sky Montana Real Estate

Belgrade Montana Real Estate     Livingston Montana Real Estate


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Premium Land Propelling Montana Real Estate  

   The speculative market for subdivisions in rural parts of Montana are pretty slow, premium land is quickly be purchased by people who have the money, according to Norman C. Wheeler and Associates in Bozeman, Montana, author of the 2007 Montana land valuation study released the week of January 13, 2008.
   Large plots of rural Montana property increased 47% in 2007 from the previous year. The appreciation is due to the increasing desire for land coming with water and forest access, which is not a function of land appreciation, according to the report. “The main thing we’re seeing this year, is what’s selling are the better properties,” Wheeler stated Wednesday, January 16, 2008. “The reality is wealthy people continue to buy property and there’s a lot of wealthy people that want to move to Montana.”

giving you the advantage…®

Taunya Fagan Bozeman Real Estate   406.579.9683   taunya.fagan@prumt.com

Big Sky Montana Real Estate  Belgrade Montana Real Estate  Livingston Montana Real Estate

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